One of four plan categories (aka “metal levels”) in the Health Insurance Marketplace. Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care. If you qualify for “cost sharing reductions” (or “extra savings”) you can save a lot of money on deductibles, copayments, and coinsurance when you get care — but only if you pick a Silver plan.

Silver plans are the most common choice of Marketplace shoppers.

More about this topic

Blog posts

ACA Plan Metal Levels: What They Are + How They Work