Depending on the insurer, a person who had or currently has cancer may have to be cancer free for several years to be able to purchase a cancer insurance policy.
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Cancer Insurance
Get a Cancer Insurance Quote in Minutes from a licensed insurance agent at IHC Specialty Benefits, Inc.!
Get a Free Cancer Insurance Quote in Minutes!
Get a Free Cancer Insurance Quote in Minutes!
Get a Cancer Insurance Quote in Minutes from a licensed insurance agent at IHC Specialty Benefits, Inc.!
What does cancer insurance cover?
Supplemental cancer insurance benefits are designed to help cover expenses that traditional health insurance may not cover.
What Cancer Policies May Cover
- Cancer screening
- Initial diagnosis
- Chemotherapy
- Hospitalization
- Surgery/anesthesia
- Prosthesis
- Home health care
- Transportation by ambulance
- Skilled nursing and rehabilitation care
What Cancer Policies May Not Cover
- Any diagnosis or treatment outside the United States or its territories
- Any diagnosis or treatment you may have received prior to the effective date of the policy
- Non-cancer related diagnosis or treatment
- Types of cancers not included in your specific policy’s coverage
- Cancers occurring prior to the purchase of the policy
Pros and Cons of Cancer Insurance
- Provides payment for expenses that most health insurance plans don’t cover, like deductibles, coinsurance, co-pays and more.
- Lump-sum payments are made to the insured to use as they see fit.
- Apply anytime for a policy.
- Not intended as replacement for health insurance.
- Not guaranteed issue.
Find Answers to Cancer Insurance Questions
Can I buy cancer insurance if I already had or have cancer? 
Can I purchase a policy to include my children?
Yes, you can include children on your cancer policy.
How long can I keep the policy?
Depending on the insurer, as long as you pay your premium and you remain eligible, your policy should remain active.
How do I apply?
You may apply directly through an insurance company website or seek the assistance of a licensed health insurance agent.
Cancer Insurance Resources
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Health Insurance Alternatives to ACA Coverage
Have Questions? Speak to an Agent
Speak to a licensed health insurance agent during business hours for help understanding your options and enrolling in coverage.