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Vision insurance plans can help with out-of-pocket costs when checking your eyesight, which is important to your overall health. Major medical health insurance typically does not cover eye exams, so vision insurance plans can provide additional coverage options for eye exams, eyeglasses, contact lenses, and more!
Vision insurance plans can help with out-of-pocket costs when checking your eyesight, which is important to your overall health. Major medical health insurance typically does not cover eye exams, so vision insurance plans can provide additional coverage options for eye exams, eyeglasses, contact lenses, and more!
Vision insurance plans may cover benefits like annual eye exams, and could include pre-determined yearly allowances or reduce vision care expenses like corrective lenses (either glasses and/or contact lenses). Some plans can even provide discounts or partial coverage on laser vision correction.
Coverage and costs vary by insurance company and plan. The list below includes examples of coverages and limitations but is not a complete list.
It depends. All plans in the Health Insurance Marketplace® include vision coverage for children. Only some plans include partial vision coverage for adults.
It depends. All plans in the Health Insurance Marketplace® include vision coverage for children. Only some plans include partial vision coverage for adults.
Premiums, copays, and coverage options vary based on your state, age, insurance company, and the level of benefits you select.
Premiums, copays, and coverage options vary based on your state, age, insurance company, and the level of benefits you select.
Each vision plan is different, so consider your current and future eye care needs to determine the level of coverage that best meets your needs and budget. If you already have an eye doctor, check to see if your doctor is in the plan’s network, if applicable, to keep costs lower.
Each vision plan is different, so consider your current and future eye care needs to determine the level of coverage that best meets your needs and budget. If you already have an eye doctor, check to see if your doctor is in the plan’s network, if applicable, to keep costs lower.
A routine eye exam is a preventative measure for maintaining your overall health and wellness, and can provide a baseline for future changes. Your doctor can screen for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer. Examinations also help determine the right prescription strength for eyewear and contact lenses.
A routine eye exam is a preventative measure for maintaining your overall health and wellness, and can provide a baseline for future changes. Your doctor can screen for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer. Examinations also help determine the right prescription strength for eyewear and contact lenses.
Speak to a licensed health insurance agent during business hours for help understanding your options and enrolling in coverage.
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