What is a copay?

A flat fee the insured person pays for medical services up front. This amount varies by plan design and benefit; for example, there may be separate copays for ER visits, generic drugs, brand name drugs, physician office visits, surgical services, hospital confinement, etc. Also referred to as “copayment.”

More about this topic

Blog posts

Coinsurance, Copay, Deductible – What’s the Difference?

Health Insurance Deductibles 101

Can’t Afford Obamacare – Help Paying for High Deductible Health Insurance

Is Medical Gap Insurance Worth it?