Pet Insurance By Pet Experts
Brought To You By
InTouch Credit Union*

Because pet insurance works on a reimbursement basis, you can visit any licensed vet in the US or Canada – including emergency and specialty vets!

We understand you can’t pick a favorite, so enroll all your four-legged family and receive a 5% multi-pet discount.**

Our policies are for cats and dogs eight weeks old and above! We consider ourselves your pet insurance partner for life and won’t cancel your policy because your pet is getting older.

• Most pet insurance companies require a waiting period after enrollment before coverage can take effect. We offer short waiting periods to ensure you can start benefiting from your policy quickly.
• Waiting Periods for Coverage There is a fourteen (14) day Waiting Period per Pet before We will cover an Illness, except for IVDD (Intervertebral Disc Disease) including slipped or herniated discs secondary to IVDD, where there is a one hundred and eighty (180)-day Waiting Period. There is a two (2) day Waiting Period per Pet before We will cover an Injury, except for cruciate ligament related condition, where there is a one hundred and eighty (180)-day Waiting Period. There is a three hundred and sixty-five (365) day Waiting Period per Pet before We will cover a Pre-existing Condition. Waiting Periods are waived for subsequent renewals and add-on coverage from a preceding Policy year provided You maintain an active Policy, with no gap in coverage, annually renewed and continuously in-force. If Your Pet was previously covered under an Independence American Insurance Company group pet insurance policy that was in effect immediately before the effective date (no gap in coverage) of this Policy, credit toward satisfying the Pre-Existing Condition Waiting Period and other Waiting Periods will be applied for the period of time the Pet was covered under the prior group pet insurance policy. Submission of the prior policy declarations page and/or the verification of premiums paid through payroll deduction may be required.

PetPartners offers customers coverage for pre-existing conditions across all of its Accident and Illness plans*** after 365 days of continuous coverage. We cover commonly excluded symptoms and conditions such as cancer, urinary tract infections, chronic ear infections, gastrointestinal issues and more.

*** Not available in all states. Pre-existing condition coverage available after 365 days of continuous coverage.

PetPartners offers a variety of deductible options so you can build a plan that fits your budget.

Co-insurance is the amount that you will be reimbursed for eligible expenses.

Yes, there is Optional wellness care coverage that can help save you money on annual visits and routine care including flea and tick preventatives, vaccinations, and more!