This type of indemnity plan typically provides a “fixed” or set benefit amount for costs you may incur when you are hospitalized due to an injury or condition covered by your policy. Hospital insurance may not be available in every state.

What is hospital indemnity insurance?

This type of indemnity plan typically provides a “fixed” or set benefit amount for costs you may incur when you are hospitalized due to an injury or condition covered by your policy. Hospital insurance may not be available in every state.