When you sign up for Medicare, you can decide to cancel any other health coverage you have. Alternatively, you can choose to keep it. This may help you pay for services not otherwise covered by Medicare.

Before you make any major decisions, you will want to talk to your employer to make sure you can stay on their health plan after you become eligible for Medicare (this will depend on the size of the employer). Another important question is whether you are willing to (and can afford to) pay premiums for two different health plans.

Note: You are not allowed to be on a health insurance marketplace plan while you are enrolled in Medicare.

Does Medicare replace my current insurance?

When you sign up for Medicare, you can decide to cancel any other health coverage you have. Alternatively, you can choose to keep it. This may help you pay for services not otherwise covered by Medicare.
Before you make any major decisions, you will want to talk to your employer to make sure you can stay on their health plan after you become eligible for Medicare (this will depend on the size of the employer). Another important question is whether you are willing to (and can afford to) pay premiums for two different health plans.
Note: You are not allowed to be on a health insurance marketplace plan while you are enrolled in Medicare.