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IHC Specialty Benefits Advisors Independent Contractor

Warwick,

Rhode Island

Melanie Flamand

Email:[email protected]
State:Rhode Island
Phone: (401) 226-0889
Licensed:FL, MI, RI
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About me

For the Love of Insurance….after more than 37 years in the insurance industry, I still love what I do every day. Working as an independent contractor, I have access to many different companies to compare your rates. I am licensed in RI, MI and FL and can write all lines of life and health insurance for you. I served on the Government Affairs committee for the Independent Insurance Agents of RI for over 10 years, have been a member of the Central RI Chamber of Commerce for over 20 years (serving on the Board for 6 years and as an Ambassador for over 10) and am very involved in many community projects. I pride myself on working hard for YOU! In my spare time (when I have it), I love golf, jet skiing and playing instruments. Give me a call or send me an email so I can help you find the best insurance options to meet your needs.

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Products and Plans

Find a plan that fits your needs and budget from a broad range of premiums, deductibles and levels of coverage.

Hospital Insurance

Medicare

Learn about Medicare and what this federal health insurance programs covers. See if you're eligible and when you can enroll or make plan changes.

Gap Insurance

ACA/OBAMACARE

Quote and enroll in an ACA health plan during annual open enrollment or a special enrollment period if you qualify.

Dental

Dental Insurance

Cover your mouth – From routine cleanings to root canals, dental coverage can help keep your teeth and gums healthy.

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Short Term Health Insurance

Find out if you qualify for temporary coverage for emergencies and hospitalization – Don’t go uninsured between major medical plans.

Hospital Insurance

Hospital Insurance

Get help with the high costs of hospitalization – Fixed indemnity benefits may be paid per day, week, month, visit or event.

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Accident Insurance

Get additional lump sum cash benefits to supplement your major medical policy for covered accidents.

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Critical Illness Insurance

Get additional lump sum cash benefits to supplement your major medical policy for qualifying illnesses.

Discount Program

Health Discount Program

Get virtual healthcare services and discounts on prescription drugs, healthcare specialists and more. Health discounts are not insurance.

My Health Insurance Articles

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Contact us to speak with Melanie Flamand!

IHC Specialty Benefits, Inc., 5353 Wayzata Blvd, Ste. 300, St. Louis Park, MN, 55416 (IHCSB), is an independent licensed insurance agency. THIS IS A SOLICITATION OFINSURANCE BY IHCSB. Contact may be made by an insurance agent/producer or insurance company. Product availability may vary based on state. IHCSB is not affiliated with, connected to, or endorsed by Centers for Medicare and Medicaid Services, including the federal Medicare program. For a complete listing of products, contact 1-800-MEDICARE or visit Medicare.gov.

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