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Help estimate your subsidy savings by providing the following information.

This is the total income for your household. Include taxable income of all members of your household, even members that are not taking coverage. An estimate is fine at this time.
The number of people you include on your taxes. Must be a minimum of 1.

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  • Compare individual and family plans - and benefits - from major health insurance companies.
  • Learn whether you're eligible for money saving subsidies.
  • Enroll in subsidized coverage during open enrollment!
  • Having trouble finding an affordable plan for your needs? Just call the toll-free number above to discuss your coverage needs with a licensed insurance agent.

Millions of people buy insurance online every year. Online insurance enrollments started more than 15 years ago and now represent one of the most popular shopping and enrollment methods. When you enroll online with IHC Specialty Benefits, you can always call IHC for assistance. The phone number will be on the top of every page. Proceed with confidence.

Can I shop for an ACA-compliant health plan now?


I've heard the Inflation Reduction Act can help me.

If you’re uninsured — or already insured — it’s worth checking now to see how marketplace subsidies could deliver coverage that is a better match for you and lower premiums. The Inflation Reduction Act ensures that enhanced affordability will continue to be available.


I want better coverage for 2023.

Even if you’re already enrolled in an ACA-compliant health plan, you may be able to switch to coverage with better benefits or lower plan costs. Learn about picking a health plan to fit your needs.


Coverage seems unaffordable.

Find out how the American Rescue Plan’s enhanced premium subsidies, which have been extended by the Inflation Reduction Act, could make your ACA coverage much more affordable than you might expect. Some people even qualify for $0 premium plans.


My situation is complicated.

Discuss your benefit needs, your budget or your changing circumstances with an agent licensed in your state. Learn how to get health coverage if you’ve recently lost your job.